To give you the best possible experience, this site uses cookies. If you continue browsing, you accept our use of cookies. You can view our privacy policy to find out more about the cookies we use.

Accept
X

Cash Balance Created with Sketch. Cash Balance Plans & Hybrid Plans

Experts in Cash Balance Plan Design and Administration

At our core, we are Cash Balance (CB) plan specialists. Over the years, we have implemented hundreds of new Cash Balance Plans, and pioneered the use of market-based interest credits as a means to control volatility and provide a better program.

Our Approach to Cash Balance Plans:

We believe that employers should be able to provide their employees with meaningful benefits, without having to take on an unnecessary amount of risk. That is  why we design plans that integrate the advantages of both Defined Benefit and Defined Contribution plans, to provide sponsors a unique retirement planning solution. Our plans provide:

Predictable Costs

Our CB plan solutions provide  plan sponsors with consistent, predictable, cashflow expenses year-over-year.

Reduced Risk

Through innovative plan design techniques combined with an appropriate funding strategy, virtually all risks such as investment and interest rate risk are eliminated.

Long – Term Solutions

We design solutions that fit both participants and plan sponsors needs today as well as their goals and objectives for tomorrow.

Portability

With Cash Balance plans, participants can choose a Lump Sum Distribution, which can be rolled over into an IRA.

Transparency

Our CB plan designs are easy to understand by participants. Account Balance grow each year with contributions and earnings, just like a 401(k) plan.

Efficient Benefit Delivery

Our cash balance plan designs are administered on our Daily PlatformSM, providing a highly efficient delivery.

We provide Cash Balance plan solutions for professional service firms as well. Interested?

Learn More

Pioneers in Cash Balance Plan Administration

We believe that modern plan designs, such as Market Returns Cash Balance  plans, deserve modernized administration. We know all too well the challenges plan administration can bring, and believe an effective administration platform is a must-have. Our Daily PlatformSM and Administration team provide:

Simplification

We believe plan administration should be simple. With Daily PlatformSM, reduce your day-to-day workload through automation.

Transparency

We believe full transparency is essential for successful plan administration. All data (including call logs, participants interactions, etc.) is visible and available to you.

Economical

Retirement plans should be affordable, and that is why we believe in utilizing automation to reduce plan costs for sponsors.

Self Service

With enhanced 24/7 access, sponsors and participants can view all plan information, run projections, and product distribution packages.

Daily Valued

Through daily valuation, our plans align assets and liabilities, virtually removing all plan risk- a capability that is unique in the industry.

Superior Reporting

We believe sponsors should be able to run on- demand reports on any plan information they choose, not to be dependent on their actuary for this information.

Better Manage Your Cash Balance Plan

Our Daily Platform provides plan sponsors and participants with unprecedented 24/7 access to all plan information allowing for streamlined workflow and enhanced transparency.

Daily Platform

Contact Larry Sher

Larry is here to answer your questions you have on how our Cash Balance Plans & Hybrid Plans solutions can better support your needs.

Contact Larry