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Change the Way You Look at Defined Benefit Plans.

In an industry where confusion and skepticism run high, we’re building a refreshingly new approach—one based on innovation, understanding and transparency.

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Retirement Plans and
Client Relationships…Redefined

Innovation

We design innovative solutions that fit both the urgent needs of today and the impending needs of the future.

Transparency

Operating with full openness, we’re lifting the veil of mystery that shrouds the Defined Benefit landscape to give you a refreshing level of insight into your plan.

Clarity

In a volatile industry, we’re building a new understanding about where the Defined Benefit market is headed and how your DB plan can evolve to deliver more.

Our Approach

Building Great Relationships

Before working with October Three, our participants received an annual statement stating their balance and that was it. Now, through the Daily platform, we are able to minimize our workload in managing the plan and our participants love the self-service capabilities it offers.

October Three works with clients of every size in nearly every industry. Our business is built on forging strong relationships and delivering value and positive results to the clients we serve.

Our Perspective

Annuity Purchase Update: June 2019 Interest Rates

June 2019 Duration: 7 Years 15 Years   7 Years 15 Years Range Rate: 2.27% – 2.79% 2.64% – 2.95% Average Rate: 2.61% 2.85% The first quarter of 2019 shows a noticeable drop in annuity purchase interest rates. The second quarter has continued the trend as rates fell again in June.

May 2019 Pension Finance Update

Pension finances got clobbered in May, due to falling stock markets and lower interest rates, giving back gains enjoyed earlier in the year. Both model plans we track[1]lost ground last month: Plan A lost 6% and is now down almost 2% for the year, while Plan B lost close to 2% and is now basically…

Annuity Purchase Update: May 2019 Interest Rates

May 2019 Duration: 7 Years 15 Years   7 Years 15 Years Range Rate: 2.67% – 3.65% 3.02% – 3.60% Average Rate: 3.00% 3.20% The first quarter of 2019 shows a noticeable drop in annuity purchase interest rates. The second quarter may show a different trend as rates rose in May.

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