Change the Way You Look at Defined Benefit Plans.
In an industry where confusion and skepticism run high, we’re building a refreshingly new approach—one based on innovation, understanding and transparency.

Retirement Plans and Client Relationships…Redefined
The defined benefit plan market is fraught with complexity and constant change. October Three recognizes these challenges deeply impact our clients’ futures, so we prioritize innovative solutions and transparency. Our employee benefits and retirement plan consultants prepare our clients for uncertainty while providing visibility into their retirement and benefit plans every step of the way. We take a different approach to the defined benefit market by providing:
Innovative Solutions
Our retirement plan consultants design plans that meet today’s urgent needs and prepare you for the future. We go beyond cut-and-paste solutions to provide for our clients’ unique needs and deliver long-term value.
Transparent Planning
We operate with openness and lift the veil of mystery that shrouds the Defined Benefit landscape. Our benefits and retirement plan consultants deliver a refreshing level of insight into your DB plan, enabling control over your long-term goals.
Clear Insight into the DB Industry
The defined benefit market can be volatile, and we believe our clients deserve a clear understanding of how changes affect their plans. Our retirement plan consultants assess where the market is headed and how your Defined Benefit plan can evolve to deliver more.
BUILDING GREAT RELATIONSHIPS

Value-Added Services from Our Benefits and Retirement Plan Consultants
From design to administrative services, our benefits and retirement plan consultants provide innovative solutions for complex defined benefit challenges. With our full range of consulting expertise, forensic analysis tools and advanced technology, you can select the support you need most.
Our Perspective
Keep up with industry trends and learn from our benefits and retirement plan consultants. Our market updates, regulatory outlooks and more inform your DB strategy with expert insights.

Pension Finance Update - July 2023
Pension finances enjoyed another strong month in July, driven by higher stocks and higher interest rates. Both model plans we track (1) gained ground last month: our traditional Plan A gained 3% and is now up almost 10% for the year, while the more conservative Plan B gained 1% during July and is now up more than 2% for the year.

What incentivizes younger employees to stay at a job? Guaranteed lifetime income
Employee retention is the number one problem facing American companies right now. Not only is turnover frustrating for employers, but it is also expensive. Employers frequently underestimate the importance of excellent employee benefits, especially retirement, even for younger people. As more Americans have grown aware of the retirement crisis facing Baby Boomers and Gen X, the younger generations are preparing for the future.

Introducing Our New PRT Savings Tool
We are pleased to announce the launch of our PRT savings tool. It offers a detailed breakdown of the expenses involved in transferring your pension risk. By analyzing various factors, such as your plan's funding status, projected liabilities, and market conditions, we provide you with a clear understanding of the financial implications of transferring your pension obligations and how much you could save annually.
Subscribe To Our News Alerts
Loading...