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Change the Way You Look at Defined Benefit Plans.
In an industry where confusion and skepticism run high, we’re building a refreshingly new approach—one based on innovation, understanding and transparency.
Retirement Plans and Client Relationships…Redefined
The defined benefit plan market is fraught with complexity and constant change. October Three recognizes these challenges deeply impact our clients’ futures, so we prioritize innovative solutions and transparency. Our employee benefits and retirement plan consultants prepare our clients for uncertainty while providing visibility into their retirement and benefit plans every step of the way. We take a different approach to the defined benefit market by providing:
Innovative Solutions
Our retirement plan consultants design plans that meet today’s urgent needs and prepare you for the future. We go beyond cut-and-paste solutions to provide for our clients’ unique needs and deliver long-term value.
Transparent Planning
We operate with openness and lift the veil of mystery that shrouds the Defined Benefit landscape. Our benefits and retirement plan consultants deliver a refreshing level of insight into your DB plan, enabling control over your long-term goals.
Clear Insight into the DB Industry
The defined benefit market can be volatile, and we believe our clients deserve a clear understanding of how changes affect their plans. Our retirement plan consultants assess where the market is headed and how your Defined Benefit plan can evolve to deliver more.
Building Great Relationships
Value-Added Services from Our Benefits and Retirement Plan Consultants
From design to administrative services, our benefits and retirement plan consultants provide innovative solutions for complex defined benefit challenges. With our full range of consulting expertise, forensic analysis tools and advanced technology, you can select the support you need most.
Our Perspective
Keep up with industry trends and learn from our benefits and retirement plan consultants. Our market updates, regulatory outlooks and more inform your DB strategy with expert insights.
Annuity Purchase Update – January 2022
Despite the persistence of the pandemic, it is clear that the outlook for plan sponsors in 2021 is remaining positive. Generally, plan funding statuses in 2021 have improved and annuity purchase prices have declined.
Pension Finance Update – December 2021
Pension finances improved in December due to higher stock markets and higher interest rates
Retirement income, inflation, and retirement finance
The Consumer Price Index (CPI) has steadily risen throughout the year, with prices in September 2021 5.4% higher than the beginning of the year. This represents, fundamentally, a reduction in the buying power of a (nominal) dollar since the beginning of the year.