A Smarter Way to Think About Defined Benefit Plans
At October Three, we believe defined benefit plans should create clarity, not confusion.
For too long, Defined Benefit plans have been associated with volatility, complexity, and risk. We see something different: opportunity. Opportunity to design smarter strategies. Opportunity to strengthen organizations. Opportunity to help more people retire with confidence.
We bring a modern perspective to retirement strategy combining deep technical expertise with practical, forward-thinking solutions that align with today’s realities and tomorrow’s goals.
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What Makes October Three Different?
October Three is a different kind of defined benefit consulting firm.
We combine actuarial precision, strategic insight, and transparent communication to help clients navigate complexity with confidence. Our solutions are designed to address immediate pressures cost management, risk mitigation, regulatory changes while positioning plans for long-term sustainability.
We believe clients deserve full visibility into their plans. That means fewer surprises, clearer reporting, and proactive guidance at every stage.
We don’t just administer plans. We help organizations rethink what’s possible.
Changing the Defined Benefit Landscape
Where others see stress and volatility, we see strategy.
October Three helps organizations transform defined benefit plans into purposeful financial tools that support workforce strategy and retirement readiness. Our innovative plan designs reduce risk, manage long-term costs, and deliver measurable value.
We replace uncertainty with clarity and hesitation with confident decision-making.
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The October Three Team
Our people are the heart of O3.
We are actuaries, consultants, strategists, and problem-solvers — but above all, we are partners to our clients. We bring intellectual rigor, approachability, and a genuine commitment to doing what’s right.
Our culture reflects our work: collaborative, thoughtful, and focused on long-term impact.
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