Meet The Team

Get to know the defined benefit plan consultants behind our success

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Frances Rivera

Consultant (Remote Office)

Frances Rivera launched her career in the defined benefit industry in 2006 as Director of Systems and Procedures for the Retirement System Administration of Puerto Rico. She has also held roles at ING, VOYA Financial, the Retirement Advantage and now, October Three Consulting.

Frances is dedicated to creating a supportive and inclusive workplace environment and fostering a culture of collaboration, growth and mutual respect among team members. She empowers actuaries and staff to achieve their professional aspirations through effective leadership and strategic initiatives while ensuring alignment with organizational goals.

Her career has been enriched by diverse experiences across various aspects of actuarial services, deepening her understanding of industry intricacies. Her commitment to advancing operational excellence and promoting the growth of the O3 actuarial team is unwavering, from driving strategic initiatives to managing day-to-day administrative functions.

Contact Frances Rivera

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