Meet The Team
Get to know the defined benefit plan consultants behind our success


Juan Palencia
Administration Associate (Jacksonville, FL)
Carlos is an Administration Associate who brings exceptional analytical and customer management experience to this position. His favorite work tool is Excel, but lately he has picked up some basic skills in PBI and SQL.
He was attracted to October Three because of the crucial value and peace of mind that its services provide clients and participants. He also appreciates the company's friendly and professional atmosphere and forward-thinking mindset.
Carlos holds a Master of Science degree in Business and Economics from Norway with a major in International Business Management. He is also multi-lingual with a multi-cultural background and has had the opportunity to live or spend time on four continents.
He is passionate about traveling, learning about new cultures, and expanding his language skills. He also enjoys sports, especially martial arts, which he has practiced for decades, and soccer.